Mutual Rewards Network Privacy Policy   Your Mutual Rewards Network (MRN) recognizes the importance of protecting the privacy of information we may collect from you and we are committed to using our best efforts to respect your privacy.  The following states how we handle information we learn about you from your visit to the MIN Web site. The Ways We Use Information We receive and store information you enter on the MRN Web site or give us in any way.  We use such information, including your name, mailing address and Email address, for several purposes: To process, fulfill and notify you of your Mutual MarketPlace product orders and status To send you the latest information about our company, events and product specials To send you the latest information about Mutual Mall Merchant promotions To send you catalogs or marketing information via U.S. Mail From time to time we collect personal information from Network Members and our Independent Business Affiliates (IBA’s).  We may use and disclose such personal information about members and IBA’s only for the following purposes: Processing your Membership or IBA Application Developing Network Genealogy Reports Providing Network and IBA services Facilitating IBA meetings and training Administering Membership and IBA benefits Developing and implementing policies and business procedures, marketing plans and business strategies Publishing personal information in newsletters, promotional materials and network communications Complying with applicable laws and regulatory requirements and assisting with any governmental or police investigation. Online Surveys We may ask that you voluntarily provide demographic information, such as postal code, age or income level. All responses are kept confidential and used for internal marketing and statistical purposes only. The Privacy of Children We do not solicit personal information from or market to children under the age of 13 and we do not wish to obtain personally identifiable information from children who are using our site unsupervised.  Thus, we ask children to obtain the consent of their parent or guardian before providing us with any personally identifiable information and request that parent provide adequate supervision of their children's online activities.  Check out the FTC's website for many helpful tips about protecting children's privacy online. Use of Cookies To ensure we are publishing content customers need and want, MRN collects aggregated site-visitation statistics using cookies.  We track individual use of the site to improve online content distribution to personalize your online experience. A cookie is placed on the customer's machine (if the customer accepts cookies) upon enrolling as a member or when making an online purchase at your "Mutual MarketPlace". Web beacons, also known as clear gif technology, or action tags, assist in delivering the cookie.  This technology tells us how many visitors clicked on key elements (such as links or graphics) on any MRN Web page.  We do not use this technology to access your personally identifiable information, it is a tool we use to compile aggregated statistics about Web site usage. Trademark and Copyright Notice MRN and other Third Party trademarks and copyrighted materials are contained on this Site, including trade names, logos, documents and software.  You are only authorized to use this material for personal, non-commercial purposes, including downloading and printing of materials, provided this copyright permission notice is included in all such printed copies.  No rights or licenses to the material or any portion thereof shall be granted or implied, and you may not modify the material in any way without the prior written permission of the Mutual Rewards Network.  We and all merchants listed in your "Mutual Mall" enforce all intellectual property rights to the fullest extent of the law. Security We have security measures in place to protect against the loss, misuse and alteration of the information you provide.  When you place "Mutual MarketPlace" orders or give us personal information, such as name, address, credit card or social security number, you are automatically on our secure server or PayPal® secure servers.  Our secure server software encrypts the information you input before it is sent to us to protect your data against unauthorized access. Links to Other Web sites As a resource and convenience to our Network visitors, customers, members and IBA’s we provide links to other third party Merchants and other web sites which we believe are useful and meet our high standards. However, MRN is not responsible for the contents of such third party web sites. In particular, MRN is not responsible for the privacy notices or practices provided in such linked web sites. Third Parties We are not in the business of selling your personal information to third parties. We may share such information from time-to-time with the following third parties: Those employees, directors and managers of the Mutual Rewards Network and their associated companies that have a need to access your personal information in carrying out their responsibilities to our Network. Any agent, contractor, supplier, vendor or third party who provides administrative, advertising, printing or other services to MRN or its associated companies. Any government agency, police or regulatory authority within the United States or elsewhere in order to meet legal, security and regulatory requirements In the case of information submitted by MRN members or IBA's, any consultant or agent appointed by MRN or its associated companies to plan, provide and administer our Network Benefits Program. With members of your direct upline through four (4) generations or levels of your personal Network. Transfer The consent you have provided herein for MRN and associated companies to the use of your personal information shall also extend to any person or corporation to which MRN may transfer it's business, provided that such personal information is used for the same purposes. Discontinuing Service We provide you with the opportunity to receive future e-mail communications from us at the point where we initially request information from you.  This gives you the option to remove your e-mail address from our database so that you do not receive any future Network mailings, communications or newsletters. You may request that your email address and any personal information collected by MRN be removed from our database at any time by sending an Email to:  remove@mutualrewardsnetwork.com Access to Personal Information You have the right to obtain from MRN all personal information on file about you and to request correction of any data that is inaccurate. You may also request that we inform you of the type of personal information maintained by MRN. Requests for access to and correction of personal data or information about MRN's policies and procedures regarding personal data should be addressed in writing to: Mutual Rewards Network 113 Moss Wood Lane Clinton, MS 39056-5863 USA To the attention of:  [Network Privacy Affairs] Tel: (601) 924-5361 Fax: (866) 364-0338 Email:  customerservice@mutualrewardsnetwork.com If you feel that this site is not following its stated information policy, you may contact us at the addresses or phone numbers shown herein or contact your state or local chapters of the Better Business Bureau or the Federal Trade Commission by phone at (202) 382-4357 or at their Website.This privacy policy is subject to change.  The World Wide Web is an evolving medium.  If we need to change our privacy policy at some point in the future, we'll post the new policy promptly to this web site.  If at any point we decide to use personally identifiable information in a manner different from what was stated at the time it was collected, we will notify you and give you an opportunity to opt out of the proposed use.  You agree that your visit to our site, and any dispute over privacy, is governed by the then-current version of this Privacy Policy. Your Consent to This Privacy Policy By using this website, you signify your approval to and further assent to the Mutual Rewards Network Privacy Policy.  If you do not agree with any term in this Policy, please do not use this site or submit any personally identifiable information. Amendments This Privacy Policy became effective on Wednesday, March 10, 2004 and amended last on January 31, 2006.  Any amendments will be posted at this URL and will be effective when posted.